IPS

most trustable instant payments system in the world

IPS is a modern high-volume instant funds transfer solution that offers a range of transfer/collection services covering all country’s economic sectors, from individual remittances to government and large corporate institutions payments.

IPS is the most trustable real-time payments processing solution in the world (based on a number of implementations).

request a demo

PRODUCT FEATURES

Instant payments

Instant P2P, B2B payments services with immediate funds availability for end beneficiary within seconds.

Managed Service

IPS solution can be provided as a managed service. This delivery model optimizes implementation time, operational costs and opens unlimited possibilities for new services implementation.

Performance

IPS has a multi-tier modular design that provides high performance and scalability. A single instance of IPS is capable of processing 1000 TPS.

Standards

IPS supports ISO20022 standard and designed by CMA experts in compliance with major industry standards such as BIS: Core Principles for Systemically Important Payment Systems, BIS: General Guidance for Payment System Development.

Security

CMA holds the ISO 9001 certificate for its quality management system and ISO27001 (formerly BS7799) certificate for its information security management system. All software products delivered by CMA undergo thorough internal and external testing that assures the highest quality, security, and reliability levels.

see all

Modules

IPS functionality can be extended with a wide range of additional modules such as Central Addressing scheme, Dispute Management, Message Conversion, Stand-in preauthorization facilities, etc.

API

A high level of STP-processing is based on automated processing of all requests via Open API and uniform data presentation based on industry standards.

CAS/Proxy

IPS incorporates the Central Addressing Scheme module (Proxy Service) that can be used to initiate instant payments using an alias (any unique alias, mobile number, IBAN, national ID, etc.).

Bulk Payments

IPS supports the processing of bulk payments, including service to combine multiple payments into the batch instruction and opposite.

Cross-Border

IPS system can be used to build a national system or implement a regional solution or it be integrated with a similar system for support of cross-border payments.

See all